Mortgages

We offer a wide range of mortgage programs designed to meet your needs. Hudson City consistently offers low mortgage rates and lower than average costs on all of our mortgage products. Plus, no matter which loan you choose, we offer free rate-locks at time of application. This guarantees that your loan closes at the rate quoted to you when you apply.

Hudson City also provides quick turn around of your mortgage application; in some cases, a matter of days. We've placed a great deal of effort into developing a system to help lock in the lowest rate possible and close your loan quickly without stress, frustration, or costly surprises.

Ready to apply? Complete our Mortgage Application Package in the comfort of your home. Click here to download a Mortgage Application.

We're Here to Help

If you are interested in a Hudson City mortgage, or have questions about the best mortgage to meet your needs, feel free to contact us.

Want an Application?

If you want to apply or simply want to get a head start, print and complete our Mortgage Application Package.

Completed applications may be hand-delivered or mailed to one of our Branch Locations or Mortgage Centers.

Important Information about Procedures for Obtaining a New Loan

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: when you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.