Consumer Loans-New Jersey
Dreaming about updating your kitchen? A Hudson City Low/Moderate Income Home Improvement Loan may be the perfect solution.
Low/Moderate Income Home Improvement Loans
Special Fixed Rate Home Equity Loan
If you live in any of the communities mentioned below and meet the maximum permissible income level, you may qualify for a significantly reduced Fixed Rate APR. This loan can be used for home improvement purposes up to $20,000 (real estate secured). No commitment or application fees. You pay only a modest mortgage recording charge at loan closing.
| Current Annual Percentage Rate (APR) as of | |||
| All interest rates are subject to change without notice. | |||
|---|---|---|---|
This represents a Discount off Hudson City's regular rates! $20,000 max, no application fee, nominal filing fee, 1-4 family, NJ owner occupied, primary residence. Available as listed in the chart below. | |||
| Maximum Permissible Income Levels For Low/Moderate Program | |||
| by County | |||
|---|---|---|---|
| Atlantic | $55,360 | Middlesex | $74,880 |
| Bergen | $52,480 | Monmouth | $74,880 |
| Burlington | $66,800 | Morris | $71,040 |
| Camden | $66,800 | Ocean | $74,880 |
| Essex | $71,040 | Passaic | $52,480 |
| Gloucester | $66,800 | Somerset | $74,880 |
| Hudson | $52,480 | Union | $71,040 |
| Hunterdon | $71,040 | Warren | $56,000 |
| Mercer | $73,040 | ||
Try one of our Financial Calculators to assist you in estimating financing and payment options, and even compare loan rates easily!
For more information, visit one of our branches, call 201-967-1900, ext. 1332 or 1336, or click on this link to e-mail our Consumer Loan Department.
